Retirement Planning
TAKE COMMAND OF YOUR FINANCIAL FUTURE!
Retirement Planning
Planning for retirement can feel overwhelming, but with the right guidance, you can secure a future filled with possibilities and peace of mind. Keith Tatlock, a seasoned financial advisor at Command Wealth, specializes in helping individuals and families design comprehensive retirement plans tailored to their unique goals.
Why Work with a Certified Finacial Planner®?
Personalized Strategies:
We take the time to understand your financial situation, lifestyle aspirations, and retirement dreams to create a custom plan unique to your goals.
Experience You Can Trust:
With over 8 years of experience in the financial services industry, we have helped countless clients navigate the complexities of retirement planning.
Take Command:
From investment management to income planning, our intentions are to help you “take command of your financial future” by making smart money decisions.
Our Retirement Planning Services
Retirement Income Planning:
Ensure a steady income stream throughout your retirement years.
Investment Management:
Build and maintain a portfolio that aligns with your risk tolerance and long-term objectives.
Tax-Efficient Strategies:
Minimize tax liabilities to maximize your retirement savings.
Social Security Optimization:
Determine the optimal time to claim Social Security benefits.
Legacy and Estate Planning:
Protect your wealth and provide for future generations.
Why Is Retirement Planning Important?
Retirement planning is crucial to securing financial stability in your later years. While starting early is always advisable, it’s never too late to begin! An effective retirement plan should enable your money to grow and work for you, maximizing returns and potentially leaving a legacy for future generations.
How to Save for Retirement?
There are several ways to save for retirement, including personal savings, individual retirement accounts (IRAs), qualified employer-sponsored plans, executive deferral plans, mutual funds, and more. However, picking which strategy to use will depend on each individual’s retirement goals and financial standing.
How Do They Differ?
Personal Savings:
A personal savings account enables you to set aside funds outside of traditional retirement plans, such as an IRA, 401(k), or mutual funds. Although this money doesn’t generate returns in the same way as those plans, it’s an investment in yourself, providing an extra cushion and support for your desired retirement lifestyle.
Individual Retirement Accounts (IRAs):
Various IRA options are available and are often favored for their easy maintenance, tax incentives, and investment flexibility at different life stages. Many individuals commonly open an IRA account alongside their employer-sponsored retirement plan to enhance their retirement portfolio.
Qualified Employer-Sponsored Plans:
Qualified employer-sponsored plans, like 401(k)s or pension plans, are workplace programs you can choose to join. While these plans come with contribution limits and strict distribution rules, they also offer tax benefits. Additionally, your employer may match all or part of your contributions, amplifying your savings.
Mutual Funds:
A mutual fund combines money from multiple investors to purchase a diversified portfolio of stocks, bonds, or other securities. This approach allows individuals to benefit from professional management and diversification, which can help reduce risk and align investments with retirement goals.
The Command Wealth Difference
At Command Wealth, we believe that retirement is not just an end, but a new beginning. Our mission is to empower you with the knowledge and resources you need to make confident decisions about your future.
Start Your Retirement Planning Journey Today!
It’s never too early—or too late—to start planning for retirement. Schedule a consultation at Command Wealth to discuss your retirement goals and learn how we can help you achieve them.